All industries

The Future of the Insurance Enterprise

How modern carriers scale operations, reduce costs, and mitigate risk using AI.

WHY AUTOMATION FITS INSURANCE

Smoother underwriting and claims, end to end.

Every application is checked against the same underwriting rules, every claim goes through the same intake, assessment and settlement path, and every regulatory return follows the same template. Pricing risk and deciding a contested claim stay with people; the intake, document handling and checking around them is repetitive, auditable and still done by hand.

Our AI agents take over that work end-to-end, inside your policy administration, claims, broker and finance systems.

  1. Quote & bindApplications checked, documents requested, policies issued
  2. Claim & settleClaims registered, documents assessed, settlement prepared for approval
  3. Report & complySolvency II and regulatory returns assembled on schedule

WHAT WE DO FOR INSURANCE

Free your teams to focus on the policyholder.

Agents carry the volume. Your adjusters make the judgment calls.

Claims intake · FNOL to assessmentCapacity that grows with demand, not headcount. Agents keep resolutions ahead of incoming claims.
  • Claims resolved
  • Claims received
Claims Management · automation potential
70–80%
Underwriting · automation potential
66–76%

Capacity that grows with demand, not headcount

Agents run FNOL intake, verification and assessment continuously, so resolution keeps pace with claim volume even during surges.

FNOL · Claims · Onboarding

Compliance loadReports produced on schedule, by agents
Manual
With AI agents
Compliance, Legal & Regulatory · automation potential
63–73%
Risk, Capital & Solvency II · automation potential
59–69%

Compliance reporting, handled automatically

Solvency II reports, GDPR requests and regulator responses are prepared by AI agents, on schedule. Your teams stay focused on policyholders.

Solvency II · GDPR · Audits

Cost efficiencyCost per claim drops as volume grows
Break-even Cost per claim Claim volume →

Operations that scale with your book

AI agents handle the claims, policy documents and customer queries that come with each new policy. As volume grows, each claim costs less to process.

Claims · Policies · Service

INSIDE AN INSURANCE ORGANIZATION

Custom agents, built for every insurance department.

We don't deploy generic software. We design AI agents around the processes, tools and people of each function. Click any department to explore.

Underwriting

Risks assessed, quotes out, referrals resolved.

Agents run quote intake, enrich risk data, generate quotes and prepare renewals across P&C, Life/Health and specialty lines — referrals resolved with full context.

Automation potential66–76%
  • Quote intake & qualification
  • Risk data enrichment
  • Underwriting referral workflows
  • Quote generation
  • Renewal preparation

Claims Management

FNOL to settlement, without the queue.

Agents run FNOL intake, triage and coverage checks, extract documents, assess damage, set reserves and calculate settlements — recoveries tracked to closure.

Automation potential70–80%
  • FNOL intake & claims triage
  • Coverage checks
  • Document extraction & damage assessment
  • Reserve setting & settlement calculation
  • Subrogation & recovery

Policy Administration

Policies issued, endorsed, renewed — untouched.

Agents handle issuance, endorsements, renewals, cancellations and mid-term adjustments across legacy and modern policy systems — documents generated automatically.

Automation potential69–79%
  • Policy issuance
  • Endorsements & mid-term adjustments
  • Renewal runs
  • Cancellations
  • Billing reconciliation & policy letters

DISTRIBUTION & BROKER/AGENT MANAGEMENT

Brokers onboarded, commissions right, pipelines visible.

Agents onboard brokers and agents, calculate commissions, document IDD suitability, route leads and keep pipeline forecasts current.

Automation potential69–79%
  • Broker onboarding & appointment management
  • Commission calculation
  • IDD suitability documentation
  • Lead routing & quote comparison
  • Pipeline forecasting

Customer Service & Contact Center

Every channel answered, every complaint tracked.

Agents summarize calls, handle Tier-1 chat and email, orchestrate callbacks and manage complaints — voice-of-customer analytics kept current.

Automation potential69–79%
  • Call summarization
  • Tier-1 chat & email triage
  • Complaint handling
  • Callback orchestration
  • VoC & CSAT analytics
See Customer Service agents across industries →

Actuarial, Pricing & Reserving

Reserves set, prices fresh, IFRS 17 measured.

Agents prepare loss reserving data, refresh pricing models, run experience studies and support IFRS 17 CSM measurement and profitability analysis.

Automation potential62–72%
  • Loss reserving data preparation
  • Pricing model refresh
  • Experience studies
  • IFRS 17 CSM measurement
  • Profitability analysis

Risk, Capital & Solvency II

SCR computed, ORSA ready, regulators satisfied.

Agents run SCR/MCR calculations, prepare ORSA packs and stress tests, monitor ALM and keep Solvency II QRT filings on schedule.

Automation potential59–69%
  • SCR / MCR calculation
  • ORSA pack preparation
  • Stress testing
  • Solvency II QRT filings
  • ALM monitoring

FRAUD DETECTION & SPECIAL INVESTIGATIONS

Fraud scored, rings surfaced, cases built.

Agents score claims and application fraud, run network analysis on fraud rings, screen AML/PEP and manage SIU cases with full evidence trails.

Automation potential65–75%
  • Claims fraud scoring
  • Application fraud detection
  • Network analysis (fraud rings)
  • AML / PEP screening
  • SIU case management

COMPLIANCE, LEGAL & REGULATORY REPORTING

Conduct evidenced, filings ready, DSARs on time.

Agents run complaints reporting, IDD conduct governance, sanctions monitoring, GDPR DSAR handling and regulator correspondence across jurisdictions.

Automation potential63–73%
  • Complaints handling & reporting
  • IDD conduct governance
  • Sanctions monitoring
  • GDPR DSAR handling
  • Regulator correspondence

Finance, Accounting & IFRS 17

Premiums accounted, close on time, groups consolidated.

Agents run premium accounting, AP/AR and dunning, IFRS 17 close, group consolidation and payment reconciliation.

Automation potential72–82%
  • Premium accounting
  • AP / AR & dunning
  • IFRS 17 close
  • Group consolidation
  • Payment reconciliation
See Finance & Accounting agents across industries →

REINSURANCE & TREATY MANAGEMENT

Treaties renewed, cessions processed, recoveries in.

Agents prepare treaty renewals and facultative submissions, process cessions, generate bordereaux and track reinsurance claims recoveries.

Automation potential68–78%
  • Treaty placement & renewal
  • Facultative submissions
  • Cession processing
  • Bordereau generation
  • Reinsurance claims recoveries

IT, Data & Cybersecurity

Platforms modernized, data clean, DORA covered.

Agents document legacy systems, triage incidents and cyber alerts, collect DORA compliance evidence and keep data quality and access under control.

Automation potential67–77%
  • Legacy system documentation
  • Incident & cyber alert triage
  • DORA compliance evidence
  • Data quality & catalog
  • User access management
See IT agents across industries →
  1. Your environment, your data

    Agents run inside your infrastructure, on-prem, private cloud or hybrid. No data leaves the insurer without your approval. No dependency on us: it runs on infrastructure you control. The agent is yours to run, permanently.

  2. Fixed price per process

    You pay for the process automated, not consulting hours. If a process proves non-automatable, a voucher covers the next one.

  3. From 12 weeks · fastest go-live

    Our fastest projects go live from 12 weeks; the plan for yours comes out of discovery, because it depends on the process and the systems it touches. Payback within one year for the large majority of projects.

INSURANCE FAQ

What insurers ask us.

Honest answers to the questions every Head of Claims, COO or CTO has before going to production.

How do you handle data residency and privacy?

Agents run entirely inside your environment — on-prem, private cloud or your own hybrid setup. Policyholder data, claims records and PII stay in your environment by default. We integrate via APIs your team already controls.

Where agents run and who holds access →
Can you integrate with our core insurance platforms?

Yes. We integrate with platforms like Guidewire and Duck Creek, plus your CRM, ERP and document systems — through their standard interfaces. No rip-and-replace.

How we integrate with each system →
What happens when an agent is unsure about a claim?

Uncertain cases are escalated to your team with full context — the agent proposes an action, a human decides. Every decision is logged and feeds back into the agent's behavior.

What happens if a process can't be automated?

Voucher mechanism: if a process isn't economically automatable, we replace it with another of equivalent value at no extra cost.

How we charge →
How long does a typical insurance deployment take?

Our fastest projects go live from 12 weeks (discovery, analysis and design, implementation, testing and deployment); the plan for yours comes out of discovery, because it depends on the process and the systems it touches. Payback within one year for the large majority of projects.

How long it takes →

Ready to automate your insurance operations?

Book a 30-minute meeting with our team and discover what AI automation can do for your specific workflows.

Industry Solution Catalog

Solution Catalog

A practical overview of key processes in your sector, the challenges they involve, and the AI agent solutions that address them.